Elnath Mahesa and Ninik Sri Rahayu, “Strategy to Increase the Mobile Banking Adoption: A Case Study at Bank BPD DIY Syariah”, ICIEB, vol. 3, no. 1, pp. 36–45, Aug. 2024, Accessed: Feb. 26, 2026. [Online]. Available: https://conference.uin-suka.ac.id/index.php/ICIEB/article/view/1472